Why we can’t get more housing construction in the US

New home sales tanked this morning and had a slightly lower negative revision. But the bigger story is that demand is the main reason housing construction hasn’t been growing for years, and we simply have too much completed supply for sale for construction growth to ramp up. Let’s remember this less
Read MoreTrump abruptly delays signing of 21st Century ROAD to Housing Act

President Donald Trump on Wednesday abruptly canceled a planned signing ceremony for a bipartisan housing bill, saying he would withhold action on the measure until Congress passes the SAVE America Act, a sweeping election bill that has become a centerpiece of his second-term agenda. Trump was sched
Read MoreFannie and Freddie’s new rules change the playbook for condo buyers, sellers and managers alike

In March of this year, Fannie Mae and Freddie Mac unveiled a major change to condominium lending, financial and insurance standards aimed at improving the way condos are bought, sold and managed. These updated rules change the criteria for prospective condo buyers to obtain conventional financing th
Read MoreCongress passes 21st Century ROAD to Housing Act, sends bill to Trump

The 21st Century ROAD to Housing Act passed the House of Representatives after clearing the Senate and now heads to President Donald Trump’s desk for signature in the coming days. The housing package aims to reduce homeownership costs and improve housing supply while incorporating priorities from Co
Read MoreBoomer Foster launches Paul Wesley Real Estate brokerage

As a child Boomer Foster, the nephew of Long & Foster co-founder Wesley Foster, wrote three goals on a scrap of paper in crayon: Play in the NFL Practice law with his dad Be president of Long & Foster “I was too slow for the NFL, but I played football all four years at University of South Carolina,
Read MoreWhy mortgage rates haven’t followed oil prices by moving lower

Many people in the housing industry are wondering why mortgage rates haven’t fallen even as oil prices have dropped from $111 per barrel to less than $73 today. The 10-year Treasury yield is at 4.48% and mortgage rates are near their yearly highs. This is a fair question, and we have already discuss
Read MoreMortgage rates move near 6.8% as the potential for a Fed hike grows

Mortgage rates are moving higher as 2026 nears its midway point. And sentiment has shifted when it comes to rate expectations as more housing market observers are predicting at least one rate hike this year — a stark contrast to the start of 2026 when multiple cuts were on the table and sub-6% rates
Read MoreBuilders planned for undersupply, now demand is the swing factor

The “emerging trends” in housing story over the past decade or more has been a tale of magnitude variations on a theme: constrained supply eclipsed by growing demand. If there is one conclusion that rises above all others in this year’s “The State of the Nation’s Housing 2026” report, it is that the
Read MoreRealtor.com: Investor home purchase activity was stable in 2025

Investor activity in the U.S. housing market remained resilient in 2025 even as overall home sales fell to one of their lowest levels in decades, according to a report released Tuesday by Realtor.com. Investors purchased roughly 534,000 homes last year, a 0.7% increase from 2024, while their share o
Read MoreFinance of America announces three new hires to drive brand, product alignment

Finance of America (FOA) announced on Tuesday that it has appointed three senior executives to lead its brand, communications and product functions as the reverse mortgage lender looks to expand its retirement-focused home equity offerings. Colm Murphy has joined as chief brand officer, Jordan Baucu
Read MoreNAR subpoenas American Real Estate Association in ThePLS.com Clear Cooperation lawsuit

As part of the ongoing lawsuit between Mauricio Umansky’s ThePLS.com and the National Association of Realtors (NAR), the trade association has attempted to subpoena documents from the American Real Estate Association (ARA), the NAR alternative founded by Umansky and Compass agent Jason Haber. The s
Read MoreHUD adopts 14 changes to FHA policies, aiming to lower costs and ease credit access

The U.S. Department of Housing and Urban Development (HUD) is rolling out 14 changes to the Federal Housing Administration (FHA)’s single-family mortgage insurance program, including less stringent appraisal rules, expanded flexibility for the 203(k) rehab loan program and simplified closing forms.
Read MoreKeys to the housing market for the rest of 2026

As we gear up for the second half of 2026, what are the key things we should be watching for? With the first six months being a dramatic version of the show 24, we can hope for a calmer second half of 2026 now that the conflict with Iran is hopefully ending. Housing has outperformed some people’s e
Read MoreWhat a 50-year-old letter says about accountability in homebuilding

Exactly 50 years ago this time of year, a 51-year-old man handwrote a four-page letter on a legal pad to his then 21-year-old son, one of seven children – six of them sons and one angel of a daughter – who was spending a semester studying in Dublin, Ireland. The letter’s narrative arc, now mostly a
Read MoreFour rules for underwriting secondary Texas markets in a slower cycle

For the better part of a decade, the Texas growth playbook was remarkably simple. If you wanted scale, liquidity and appreciation, you went to the Texas Triangle: Austin, Dallas–Fort Worth, Houston, and San Antonio and tried to be early to the next ring of rooftops. Those four metros captured the li
Read MoreICE executives detail AI cybersecurity efforts through Project Glasswing

At the start of June, Intercontinental Exchange (ICE) announced it had joined Anthropic’s cybersecurity initiative, Project Glasswing. ICE will deploy Anthropic’s Claude Mythos Preview across its operations, including the New York Stock Exchange, to identify and remediate vulnerabilities before they
Read MoreHome flipping slowed in early 2026 but investors saw returns tick up

ATTOM data shows that home flipping activity declined in early 2026 even as investor profits edged higher, signaling a modest rebound in returns after a prolonged downturn. A total of 64,348 single-family homes and condominiums were flipped in the first quarter of 2026, representing 8% of all home s
Read MoreAging in place is reshaping housing demand — and most homes aren’t ready

For decades, the American dream of aging gracefully at home has collided with a harsh reality — housing stock simply wasn’t built for it. Cameron Carter, founder and CEO of Rosarium Health, is out to change that. His health tech startup is reimagining the home as a core site of health care delivery,
Read MoreRetirement plan participation reaches record high, but financial pressures persist

Retirement plan participation among eligible U.S. workers reached a record 86% last year, according to Vanguard‘s 2026 How America Saves report, which analyzed retirement savings behavior across nearly 5 million defined contribution plan participants. The annual report found that automatic enrollmen
Read MoreBeazer refinancing raises Dream Finders deal cost by $53 million

For weeks, a central question surrounding Dream Finders Homes‘ pursuit of Beazer Homes has been unambiguous: Will Dream Finders’ offer for the company and its public relations campaign be enough to convince Beazer shareholders that a sale should occur? A just-completed debt refinancing by Beazer Hom
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